New lending options: no credit loans, fast access to funds!

We understand that everyone faces financial difficulties sometimes. As a loan company, we pride ourselves on providing a simple, fast, convenient and easy-to-approve loan process that banking institutions may not be able to provide. Whether you need a fast, easy loan or a loan without a credit check, our services are designed to meet your needs. We offer a range of fast and easy online loans, including low-interest loans and mortgages without a credit check, to meet the borrowing needs and reduce interest payments of different customers.

--About us

At Credit KO, we break the mold of traditional loan companies and are committed to providing people with innovative and high-quality loan services. We help you solve financial difficulties and meet your various needs. Whether you are looking for a fast loan, an online loan or a loan without a credit check, we provide a variety of bank loan alternatives for every customer, without a credit (TU) rating. We can quickly approve and provide funds on the same day, and tailor flexible repayment terms according to your personal financial situation, allowing you to manage your finances easily. If you are considering a loan in Hong Kong, our easy loan options are for you.

--24 hours●From application to approval

With our online loans, you can get funds quickly and transfer on the same day! Solve your cash flow problems and get immediate financial relief with our simple loan options now!

●Apply in just 5 minutes

Get your personal identification information and your collection account ready. Start your no-show loan application journey online! Whether you need a quick loan or a loan without a credit check, we make the process fast and simple.

●15 minutes AI instant approval!

AI lightning fast approval and instant customized non-TU loan plan. Confirm your loan with online signature! Our system is designed to get you the fast loan you need with minimal delay.

●Cash in 24 hours!

Quick and simple! Apply for a fast and easy loan now, and you don't have to wait as long as a bank loan to receive the funds.

--Flexible repayment, easy financial management

We understand that everyone's financial situation and financial plan are different. So, we have launched flexible repayment options to meet your personalized needs. You can choose to repay monthly, quarterly or even annually according to your income situation, without worrying about a fixed repayment cycle. In addition, we also offer the option of early repayment, so you can pay off the loan at any time without paying any additional fees, so as to better manage your financial situation.

--High-amount loans to meet greater needs

Whether it is buying a house, buying a car or investing in a new business project, the demand for funds often exceeds expectations. Our loan products provide you with a loan amount of up to two million yuan to ensure that you can get sufficient financial support. No matter what your financial goals are, our high-amount loans can provide you with a generous financial foundation so that you can realize all kinds of dreams with peace of mind.

--Quick and simple application method!

Just use the Credit KO mobile app to quickly and easily apply for a loan online! Use the Credit KO mobile app to quickly and easily apply for a loan online! Apply for an online loan anytime, anywhere, whether you need a quick loan or a loan without a credit check.

--Warm Tips

Unlike bank loans, our non-TU loans will not be reflected in your credit report and will not be considered when evaluating your creditworthiness for future loans. In addition to credit checks, you also need to meet the requirements of adulthood!

Whether it is personal consumption, family expenses or career development, our loan products are your trustworthy choice. Low-interest, flexible, fast, and credit-free loan solutions will help you embark on an easy financial path. The future is here, and dreams are within reach. We are willing to work with you to escort you every step of your life and achieve the beautiful future you dream of. Apply now and start a new chapter of your financial freedom!